We all have passions! If your passion is to collect fine arts and other collectibles, then you need the proper coverage! While most policies do not specifically limit or exclude settlement amounts for a collectible claim, establishing a per item value can avoid real problems should you have a claim. In order to establish the correct value for your valuables, we recommend that you obtain appraisals from a licensed and reputable appraiser. After obtaining appraisals, you need to meet with one of our associates. They can suggest what type of policy or policy-add-on, called a floater, can best meet your needs.